How to Buy Bitcoin Through an Exchanger with a Bank Card
In this post, I’ll show you how to buy cryptocurrency using the first method — through an exchange service with payment by bank card.
We’ll use an exchange monitoring platform to find the best exchanger.
👉 Use only the verified link (in the description of this post). Phishing sites often copy domains with just one letter changed, and many people lose money this way. Bookmark the correct site immediately to avoid scams.
Step 1: Select the Exchange Direction
- Open the monitoring platform.
- On the left side (“You give”), select your national currency (e.g., $100).
- On the right side (“You receive”), select Bitcoin (BTC).
- A list of exchangers that support this direction will appear.
Step 2: Choose a Reliable Exchanger
The monitoring service shows details for each exchanger:
- Minimum and maximum trade limits
- Exchange rate
- Total reserves
- Number of user reviews
- Age of the exchanger (how long it’s been operating)
Tips:
- For small amounts (e.g., $100), choose an exchanger with a low minimum entry.
- Always prefer services with many positive reviews and large reserves.
- Longevity matters — a platform operating for years is more trustworthy.
💡 Sometimes rates differ slightly. For small purchases, reliability is more important than saving a few cents. For larger amounts ($1,000+), always pick the exchanger with both the best rate and strong reviews.
Step 3: Fill Out the Exchange Form
On the exchanger’s site:
- Make sure the direction is set (Your Currency → Bitcoin).
- Enter the amount (e.g., $100).
- The system instantly shows how much BTC you’ll receive.
- Enter your bank card number for payment.
- Enter your email address (to receive transaction updates).
- Enter your Bitcoin wallet address:
- Open your wallet app → select Bitcoin → Receive → copy address.
- Paste it into the exchanger form.
- ✅ Always double-check the first and last 5 characters to avoid errors.
Step 4: Make the Payment
- Click Exchange.
- Some services may ask you to slightly adjust the amount (e.g., $105 instead of $100).
- The exchanger provides recipient card details.
- Send the money from your banking app exactly as shown.
- After payment, click “I have paid” on the exchanger’s site.
Step 5: Wait for the Transaction
- The exchanger confirms receipt of your funds.
- Processing usually takes 5–15 minutes.
- Once processed, the transaction is broadcast to the Bitcoin blockchain (15–30 minutes for confirmations).
Your BTC will then arrive in your wallet.
Example Result
- Amount exchanged: $100
- BTC received: 0.00047 BTC (~$47.24 value in this example)
- Confirmation: Shows up in wallet after at least 1 block confirmation.
⚡ Important:
Sometimes your wallet may show “0” balance at first.
- This means the transaction is pending confirmation.
- Once it’s included in a block, your balance updates automatically.
Step 6: Apply the Same Process for Other Coins
You can also buy:
- Ethereum (ETH)
- Polygon (MATIC)
- Stablecoins (USDT, USDC, etc.)
- Other altcoins
📌 When buying tokens like USDT:
- ERC-20 → requires an Ethereum address.
- BEP-20 → requires a BNB Smart Chain address.
Make sure your wallet supports the network before pasting the address.
(Network configuration will be explained in a future lesson.)
Summary
Buying crypto through an exchanger with a bank card is:
- ✅ Simple
- ✅ Fast
- ✅ Beginner-friendly
But always:
- Use a verified monitoring platform
- Double-check your wallet address
- Pick exchangers with good reviews and high reserves
What’s Next
In the next post, I’ll explain how to:
- Buy cryptocurrency via P2P exchange on centralized platforms
- Withdraw assets directly to your own non-custodial wallet
Disclaimer: These materials are created for educational purposes only and do not constitute financial advice.